Sunday, January 10, 2010

General Liability Insurance Quotes Question About Business Liability Insurance?

Question about business liability insurance? - general liability insurance quotes

My insurance quote general liability at home was $ 1,100 for the year was the cleaning of offices and private general. I called my agent and told him that I can also have a restaurant / retail, because in my area, there is a demand. The time is now $ 2800 for the restaurant / exhibition, retail. The strange thing is, another insurance company told me that the price of $ 1200 the same no matter where I stay clean. What is the standard in calculating the rates for liability insurance?

5 comments:

nurse ratchet said...

That is usually how much you earn basis (your income) during the period of insurance. However, each company has its own set of guidelines to calculate what to do. You can even get a better price if you get a series of measures - for your assets and liability. I tell you, in conjunction with 2 independent agents, and perhaps even a few players in captivity as State Farm and Allstate, and obtain a variety of options. Do you want an agent who has to protect the knowledge and confidence to their business assets to work.

529s.com said...

Remember to read the quote / application. There is a difference between an agent and an insurer. An agent may or may not update the description of the company / class on the estimate.

fcas80 said...

That's the beauty of commercial insurance, insurance companies have two different opinions and different prices.

mcooper0... said...

Not really. There are guidelines that set the subscription to be used in all types of businesses, but something as arbitrary as the way business is clean, it would be a guideline. Sounds random, unless you gave him a piece of information was the first jump shot. The best thing to do, ask your contact Underwriting Officer and, in particular the question of why the increase in May and is the best, and you agree to make changes, their activity with what they can bothing statement.

mbrcatz said...

The price of responsibility, a basis for the qualification. For cleaning, some companies use payroll, others use gross income.

For this reason, unless the gross receipts, enter the period of the second should not change. If the income is the same, so it must be recognized.

He is the broker citing the company, questions, go to another agent and get offers from a few more.

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